Work With a Trusted New Jersey and Pennsylvania Insurance Agent

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Locally Owned & Operated to Better Serve You

We help others maintain financial security in times of unexpected and expensive events. Our goal is that every citizen in our community is insured and comfortable with their affordable coverage. Whether you’re looking for commercial or personal insurance policies, we’re here to help.

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Find Your Affordable Insurance Solutions

For your family:

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Homeowners Insurance

Protect your home with homeowners insurance from PHISAC. Our agents work hard to ensure you get the best coverage at an affordable rate.

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Car Insurance

Get personal auto insurance for your vehicle. Whether you only need liability or full collision coverage, our agents will shop for the best car insurance rates from multiple companies.

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Renters Insurance

Protect your personal property with renters insurance. An affordable renters insurance policy covers losses from unexpected events like a fire or a burst pipe.

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For your business:

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Business Owners Policy

Save more with bundled insurance protection for your business. We'll combine all your essential coverage like commercial property insurance, general liability insurance, and more.

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Commercial Property Insurance

Protect your business assets from property damage or loss. Our local agents provide personalized services when you file a claim, so your operations will continue with minimal interruption.

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Commercial Umbrella Coverage

Expand coverage limits on your property or general liability insurance with commercial umbrella insurance. Be sure that your insurance will cover the most extensive claims.

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See All Business Coverage

For your health:

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Medical Insurance

Get coverage for yourself or your entire family. We'll help you compare plans and pricing from multiple insurance companies to guarantee the best rates.

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Dental Insurance

Protect your smile with the right dental coverage. We offer individual and family plans for clients of all ages. Ensure you have comprehensive coverage for your health by choosing affordable dental coverage.

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Disability Insurance

Prepare for the unexpected and protect your income. Disability insurance is an affordable way to protect your future income should you become unable to work or provide for yourself or your family.

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See All Health Insurance Options

For your life:

Save money with an independent agency

Term Life Insurance

Get large amounts of coverage for affordable payments. Our term life policies are the perfect type of insurance for younger adults, new parents, and others on a budget.

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Whole Life Insurance

Rely on lifelong coverage and fixed monthly payments. We only work with the most trusted companies in the insurance industry, so you can be confident in lifelong coverage.

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Universal Life Insurance

Find lifelong coverage with flexible fees and benefits. Many customers also use these policies as an investment tool or to claim benefits before death. Our agents can help you navigate new coverage.

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We Are an Independent Agency

As an independent agency in Trenton, NJ, we do not work for a single insurance company. We work for you. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price. We work on your side when you have a loss and follow through to see that you get fair, prompt payment.
Expert advice from a qualified agent

Get expert, unbiased advice from an independent agent

Save money with an independent agency

Save more money by shopping rates from multiple top companies

Support your community by choosing an independent agent

Support the New Jersey and Pennsylvania communities by working with a local agent

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Expect Above & Beyond Service

  • Complete Analysis of Your Insurance Needs. Many people don't realize they need certain coverage until the unexpected happens. We'll review all the areas you're at risk.
  • Custom Insurance Protection Designed For You. You can count on our New Jersey and Pennsylvania insurance agents to craft an insurance policy that works. We'll never leave you unprotected and without coverage.
  • Companies Best Suited to Your Needs. We shop around for multiple quotes and discounts so you don't have to. We're not required to work with one company, so we always find you the best rate.
  • Competitively Priced Proposals. We understand that many of our clients are working with a budget for their family or business. It's our goal to provide quality coverage without breaking the bank.
  • Fast & Fair Claims Settlement. The benefit of working with an independent insurance agent is that we are right here in New Jersey and Pennsylvania with you. Our local team provides the personalized support you need when filing a claim.
  • Additional Savings Opportunities. The insurance industry is always changing, but we stay on top of things in order to find bundles, discounts, and affordable coverage for you.

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